Auto-detect mandates
Reads your bank SMS automatically. No PDFs to upload, no statement scraping.
Now live on the Play Store · India
Every subscription.
Every subscription.
One screen. One tap to cancel.
StopTap detects UPI Autopay, NACH, and card mandates from your bank SMS — automatically. Stop the silent debits.
StopTap
ACTIVE MANDATES
4
mandates found · ₹3,847/mo
RECURRING 3
EMIs 1
NEEDS REVIEW 1
Demo data · tap any mandate
Streamly+Streamly+
via Google Pay
₹1,299
per month · UPI Autopay
TypeUPI Autopay · GPay
Registered28 Feb 2026
BankHDFC Bank
Total paid₹2,598
Debits counted2
Next debit28 May 2026
ACTIVITY
Debited
28 Apr 2026 · 11:17 AM
₹1,299
Debited
28 Mar 2026 · 11:14 AM
₹1,299
Mandate registered
28 Feb 2026
You'll be deeplinked into your UPI app. We never see your PIN.
Opening Google Pay…
Complete the cancellation in your UPI app. We'll mark it cancelled here once the bank SMS confirms.
The problem
₹X,XXX leaks out of your account every month. You don’t even notice.
Autopay was designed for convenience — but somewhere between bank SMS and 6 different UPI apps, you stopped tracking what’s actually being debited.
78%
of Indian UPI users have at least one forgotten subscription quietly debiting their account.
₹2,400
average leak per household, every month — across trials gone paid and unused services.
4–7
taps deep — that’s where mandate cancellation flows are buried across PhonePe, GPay, Paytm and CRED.
Features
Built for clarity. Built for India.
No PDFs to upload. No statement scraping. No login to your bank. Just the SMS your bank already sends you, parsed locally on your phone.
One-tap cancel
Deeplinks straight into PhonePe, GPay, Paytm, CRED — wherever the mandate lives.
All accounts, one view
Combines mandates across every bank account on your phone — HDFC, SBI, ICICI, Axis and more.
Privacy-first
We read only bank & financial SMS — personal messages are never touched. Everything is encrypted in transit and at rest.
Smart WhatsApp alerts
Heads-up on WhatsApp before the next debit — because nobody actually reads bank SMS anymore.
How it works
Three steps. Under two minutes.
01
1
Install + verify phone
One OTP. Or one-tap with Truecaller if you prefer.
02
2
Grant SMS permission
We read only bank SMS. Parsing happens entirely on your device.
03
3
See every mandate
Your dashboard fills in seconds. Cancel any of them with one tap.
Privacy
Only your bank SMS. Encrypted. In India.
We built StopTap the way we’d want our own bank data handled. Bank messages only, encrypted, stored in India, deletable anytime.
Read the full privacy policy- We read only bank & financial SMS — personal messages are never touched.
- Your financial SMS are stored encrypted, used only to improve detection, and auto-deleted after 18 months.
- DPDP Act 2023 compliant. Indian servers (Mumbai). Encrypted in transit and at rest. Delete anytime.
FAQ
Questions, answered.
Is StopTap free?
Yes — free during launch. No credit card, no trial timer.
Do you store my SMS messages?
Yes — your financial SMS (only messages from banks and financial senders) are stored on our servers in encrypted form so we can keep improving how accurately they’re read. Personal SMS from individuals are never read or stored, and your financial SMS are automatically deleted after 18 months. You can delete your account and data anytime from Settings.
Why does the app need SMS permission?
To detect mandate registrations and debits from bank SMS. We filter to known financial sender IDs only — promotional and personal messages are ignored.
Can StopTap cancel mandates on my behalf?
No. We deeplink you into your UPI app where you complete the cancellation. We never see your UPI PIN and never act on your account.
Is this RBI-regulated?
No. We are an information tool, not a payments processor or financial institution. We don’t move money.
What if a mandate doesn’t show up?
Tap “Report missing mandate” inside the app — we’ll improve our parsers and roll out a fix in the next release.
How do I delete my data?
In-app: Settings → Delete account. Hard-deletion within 7 days.
iOS support?
Coming soon. We're actively working on the iOS app — leave your email at hello@stoptap.in if you'd like a heads-up at launch.
Stop the silent leaks.
Free. Android. India only — for now.
GET IT ON
Google Play
Coming soon
DOWNLOAD ON THE
App Store